About Lisa Walsh

With over ten years in the solar industry, several of which have been in a core role with SES, Lisa’s role has developed into all aspects of originating, analyzing, and pre-qualifying prospective residential and commercial solar interests. This includes site feasibility studies, budgetary costs analysis, project financial planning and contract execution. Her role also extends into post-sale project management and oversight to insure a smooth, turnkey project.

Written by Lisa Walsh

Developer’s Success Story – A Solar Integrated Green Roof in NE DC

By Lisa Walsh | Commercial Solar Developer | Solar Energy Services, Inc.

For the newly-finished Taylor Street Storage facility in North East DC, a 17,500 square foot green roof with fully integrated solar panel array that showcase a value-stacked, elegant design providing both a cost-effective solution to storm-water management. All without forfeiting the solar panels that generate income via federal tax incentives and DC’s superb solar production-based financial incentives.


With over three million square feet of green roofs in Washington DC and 50MW+ of solar installations – the City is no stranger to either technology. However, the integration of both on the same roof is less common, despite the symbiotic relationship between the two offering a number of advantages.


Beds of Sedums awaiting Fall planting at Taylor Street Storage, Oct 2018.
Photo Credit – David Gorman of Lock 7 Development

Completed 133.980kW Solar-Integrated Green Roof at Taylor St NE WDC
Photo Credit – David Gorman of Lock 7 Development

Storm-water Management


Approval for a commercial building permit in Washington DC must include a storm-water management plan as defined by DC’s Department of Energy and the Environment (DOEE). For Taylor St, the Development team could have chosen between:

  1. Lost parking spaces to house costly underground containers for capturing and storing runoff
  2. Payment of ever-increasing storm-water management fees
  3. Implementation of a multi-layered Green Roof to treat 100% of the rainfall obligation with a perennial, sedum based plant surface – as per DOEE requirements.
    The green roof offered a cost-effective storm-water management solution that required no additions or demo’s to the existing structure.
    Solar Panels

Solar Panels

Most savvy developers realize that an empty roof in Washington DC is money left on the table. With the best solar financial incentives in the USA, the payback is rapid followed by years of production-based paydays. Small wonder that the development team at Taylor Street were interested if – and how – a solar array could integrate with a Green Roof. The good news is not only does the solar system seamlessly integrate with the green roof but the relationship is one of symbiosis and cost-effectiveness. Here’s why:

BALLAST. Most solar systems installed on DC’s commercial flat roof areas are ballasted. i.e. an assortment of concrete blocks, along with the weight of the solar panels and racking, is engineered to hold down the weight of the array with minimal or no penetrations to the roof membrane.
With close to 35 PSF of weight, a green roof more-than provides this ballast negating the need for concrete blocks or supplemental attachments. This is worth mentioning as the Green Roof is now a fully engineered component of the solar system bringing the question of tax credit eligibility into play. Is the Green Roof, or portion of, now eligible for the 30% Federal Tax Credit? Certainly worth conferring with a tax adviser.

A close up of the Solar System mounted into the soil on the roof.

CREATION OF A MICRO-CLIMATE: Furbish designs their perennially healthy green roofs with a wide palette of sedum species. These drought-resistant succulants require little maintenance and have varying requirements for daily sunlight – from full-sun to all-shade. Contrary to first impressions the intermittent shading and weather protection provided by the solar panels provide a micro-climate highly conducive to the plants underneath, in between and around the solar arrays.

DESIGN: Most ballasted solar systems have ample aisles between each row of solar panels insuring that each solar panel is optimized and avoiding shading from the panel row in front. Solar panels can also be tilted anywhere between 5 and 35 degrees. This is adjusted to account for shading, panel count and orientation considerations. This flexibility of design was helpful for integration the green roof. Aisle spacing, solar panel size and tilt were designed with the Green roof in mind – not only as it relates to healthy plants, but also for annual maintenance access requirements.

Established Example featuring similar product and design as Taylor Street


CHALLENGES: Solar-integrated green roofs are not as common as their singular counterparts. Fair to say this project did not come without some challenges


DOEE DESIGN STANDARDS: Department of Energy and Environment is responsible for DC’s Stormwater Management and insuring all DC buildings comply with runoff standards. The burden was on SES and Furbish to ensure that the solar arrays were not going to impede the ability of the plants to thrive and provide the necessary water retention requirements. The design and permitting side of the project insofar as panel tilt, aisle spacing and racking integration were designed in collaboration with DOEE.


INSTALLATION TIMELINES: Furbish Company are Green Roof specialist, Solar Energy Services, Inc. are solar specialists. Integrating these technologies took heightened coordination between our installation teams, mostly in terms of labor efficiency, communication and timeliness. The latter was particularly stringent as the Certificate of Occupancy, required to meet the developer’s lease requirements, was contingent upon the completion of the Green Roof which now included solar racking, wiring and panel installations. Throw in some PEPCO Permission to Install challenges related to the solar portion, and the pressure was on.


The project came with some unusual PEPCO interconnection timing challenges at the end. Ironically not related to the Green Roof aspect of the application. Nonetheless, this system is now outputting electricity like gangbusters. All’s well that’s ends well.

Electric Charging, Solar, Annapolis MD
Written by Lisa Walsh

Solar Systems with Integrated Electric Vehicle Chargers

….like Peas and Carrots

Solar Panel, Solar energy, Annapolis MDAs referenced in our accompanying EV Growth Blogs, the adoption of Electric Vehicles has skyrocketed in recent years. This is small wonder considering EV purchasers can look forward to a 30% federal tax credit on the upfront cost, reduction of fuel costs of at least 60% (according to this Nissan Leaf owner’s calculations), and State Grants/tax credits where applicable (Maryland, for example) and the negation of various oil changes and maintenance costs that accompany an internal combustion engine. For homeowners who have discovered the substantial energy savings by purchasing (not leasing!) a solar residential system, it’s a natural step to want to extend these savings to their current, or future, electrified vehicle.

Ahead of the curve on this natural progression is an innovative new product from inverter manufacturer SolarEdge. All solar systems have two major components 1. Solar panel arrays 2. Inverter(s) that convert incoming DC energy to appliance-ready AC energy. As the national leader in residential inverter supply, SolarEdge made a great move in developing an Inverter that has a built-in EV Charger with a 25’ charge connector. Net energy meter customers (NEM) or energy generating customers interconnected to Pepco are not eligible to apply for the R-PIV rate.

Electric Charging,Solar, Annapolis MD

Why not choose a separate EV Charger?

Four reasons:

  1. Cost. Upgrading to an inverter that has a built-in EV Car Charger comes at around a $1000 cost increase (assuming one inverter/car charger). However, this upgrade – as part of the solar installation – qualifies for the 30% federal tax credit, putting the material cost at around the same as a separate stand-alone EV Charger such as Clipper City. In addition, the integrated inverter has no additional labor or electrician charges – its all covered in the solar install.
  2. Warranty. Popular stand-alone Car Chargers such as Clipper City come with a 3- year warranty. Solar Edge’s integrated inverter has a 12-year warranty, with upgrades up to 25 years available.
  3. Design Elegance. Between service panels, routers, generators and other wall-mounted electronics – its nice to have a 2-in-1 solution and save some wall space. No additional wiring or conduits needed. Of course, the inverter does need to be placed within 25’ of where the EV will be parked nightly.
  4. All Pros no Cons. As with Stand-alone chargers, Solar Edge’s integrated solution allows for indoor/outdoor placement, comes with a 25’ connector and offers software that tracks your EV’s energy consumption that is accessible from desktop or phone, and can be controlled remotely.

Thinking Ahead

Due to the clear advantages, and seeming inevitability of rapid EV adoption by the majority of Americans by the Year 2030, we now ask all of our prospective solar shoppers two questions:

  1. “Do you plan to buy an Electric Vehicle in the not-so-distant future?”
  2. If so, “ What is your expected weekly/annual mileage?”

Mileage calculations inform how many solar panels we should add to the array in order to cover as much EV car use as possible (as roof space allows). Worth noting for our Washington DC/Montgomery County solar customers, PEPCO does require us to fill out an Electrical Usage Calculation Sheet if the solar system is sized over 120% larger than the past 12 months usage history. In those cases we simply submit the estimated kWh increase (as per expected mileage calculations) that the EV will add.

Written by Lisa Walsh

PEPCO Incentives for Electric Vehicle Owners in Maryland and DC

PEPCO has an Electric Vehicle (EV) Program for residential customers in Maryland. It is open to all qualified residents throughout the state. You can participate in the program if your electric vehicle is registered in Maryland.

This program was created to encourage off-peak vehicle charging. The benefits include lower off-peak electric rates for charging during the 16 hours of off-peak hours available Monday through Friday and all day Saturday and Sunday. This policy lightens the load and strain on the electric grid which improves the reliability for everyone. It also encourage the shift to clean energy which will reduce car emissions. And if you choose to charge your car with solar panels, you will achieve an even greater impact.

Another way you can make a difference is by shifting your energy usage to night time. Run your big appliances at night. Wash and dry your clothes at night. Run your dishwasher at night. Again, this will lower the burden on our power plants and it will also lower your electric bill too.

In DC, PEPCO is proposing special incentives to owner’s of electric vehicles. The program will offer lower electric rates to owners of EVs that charge their cars during off-peak hours. Some customers will also qualify for discounts on Level 2 smart charging stations that includes 100% of the cost of installation. For commercial property owners, PEPCO will install charging stations at a discount and they will also install them for free. PEPCO is also planning to install 20 fast charging stations along the main roads and in each Ward and in each quadrant of the city. Finally, PEPCO will be creating a $1,000,000 fund that is designed to provide grants for people and organizations with ideas that can help encourage a greater shift towards electric cars.

Let’s also help PEPCO increase electrification by considering a shift towards renewable sources from solar panels. Please contact us via this website or call us at (410) 923-6090. We have hundreds of installations throughout the Baltimore/Washington/Annapolis area. We look forward to helping you too.

Written by Lisa Walsh

Incentives for Electric and Hybrid Cars in DC

Washington DC’s government is encouraging the ownership of electric and hybrid cars with incentives that will save you time and money. For one, if you own an electric vehicle, you are exempt from emissions testing. If your car emits nothing, there is nothing to test. You simply need to register it with the DMV in DC. And if your car is a hybrid that is both electric and gas powered, you only need to pass a smog test. For questions about this, you can call the DC Department of Motor Vehicles at (202) 737-4404.

Fuel Efficient Cars get Reduced Registration Fees

You can also qualify for a discount on the first-time vehicle registration for a qualifying electric, hybrid or clean fuel vehicle. Their rules state that your car must get at least 40 miles per gallon in city driving. Check www.fueleconomy.gov to see how your car rates. You also must be the original owner of the car. If your car is used, you are eligible for the excise tax exemption. This exemption is the tax you pay upon purchase of a vehicle. So, the exemption can be a nice savings for you.

You might also qualify for federal tax credits. Eligible cars include electric, hybrid, plug-in hybrids, diesels and alternative fuel vehicles. Ask your accountant about how this might benefit you. And another benefit is that your insurance company might offer a discount. If they don’t, you might want to call around to find a carrier that does. These savings can really add up.

And finally, if your business has a fleet of 10 or more clean fuel automobiles, you can qualify for an exemption to the HOV lane. Again, call the DC DMV at (202) 737-4404 to find out about this benefit. Going electric and fuel efficient will put you in the fast lane in so many ways.

And, of course, we are always available to help you power your electric car with solar panels at your home, in your community or at your business. Please contact us if you have questions about generating most, or all, of your energy from solar.

Residential Solar Panels, Solar Installer
Written by Lisa Walsh

Solar on Slate Roofs in Washington DC

Residential Solar Panels, Solar InstallerWith Washington DC offering homeowners the best solar incentives in the country – its small wonder that solar panels are going up like hotcakes. In order to meet the demand, most solar installers are adept at designing and efficiently installing solar panel systems on most roof types in DC: namely flat roofs and asphalt shingle. However, homeowners with a traditional slate roof will need to shop around for a qualified, slate-savvy installer.

Slate Roof Challenge

Washington DC Solar,Solar ServiceIn this order, the most common types of residential rooftops in Washington DC are flat, asphalt shingle and slate. Asphalt shingle are generally the simplest type of roof to attach to. They are flexible, soft and flashing/sealing all of the attachments has been fine-tuned to near perfection by the solar industry. Flat roofs are generally installed using no/few penetrations either with parapet-to-parapet rails or ballast-weighted systems. Slate, however, is among the most challenging roof type to work on for the following reasons:

  1. Expertise Tools and Labor Required

    Solar Service, Home Solar PanelsTraining a work crew adept at installing solar on a slate roof takes a significant investment of time, tools and techniques. As slate is a type of stone material – specialized diamond-tipped drills and copper replacement nails are required to penetrate and reattach the slate; drill too fast – and you’re likely to break the slate. Even with the most cautious of installers, a number of slates are still likely to end up broken and spares need to be kept on hand. Ideally – artificial slate can be used for replacing broken slates. Specialized flashings designed for use with the larger slate tiles must be used to seal around the attachment.

  2. Additional Labor

    Due to the fact that slate is essentially a smooth, slippery thin stone – this can be particularly challenging for installers to navigate. Couple this with a steep pitch, and extended hours on the roof due to time-consuming drilling techniques, labor estimates can easily double or triple when compared to an asphalt shingle roof; not to mention a particularly challenging and long day(s) for the installation crew.

The above two points ultimately result in increased costs for the customer. Fortunately, for DC residents with slate roofs, the financial incentives are such that paybacks are still generally under (or around) the 5 year mark – with many years of clear income to follow. Furthermore, as slate roofs can last 100 years or more, the roof and solar combination is set for a minimum 25 year relationship – and likely a good decade beyond that.

Solar Service,Commercial Solar Service
Written by Lisa Walsh

The Fairytale of the 25 year Solar Workmanship Warranty

Commercial Solar Service,Solar ServiceIf you’re like most solar shoppers, you prefer two or three bids on a substantial home improvement project; enabling you to sanity-check pricing, design options and find the overall best contractor-fit.  Included in these proposal comparisons is the Warranty. Most solar systems come with 3 warranties:

  1. Solar module manufacturer’s warranty; usually 25 – 30 years,
  2. Inverter(s) manufacturer’s warranty; usually 10 – 25 years (inverters convert DC energy to home-accessible AC energy)
  3. Workmanship warranty – entirely separate from 1 & 2 above. This insures the design and installation, insofar as contractor/labor portion of your install is covered for a given period of time, as determined by the installation company.

Industry Standard

As the popularity of solar has increased – so has the number of competing contractors and their accompanying solar proposals. All of these proposals should include a workmanship warranty. What will differ is the duration of the workmanship warranty. The standard duration for a residential solar system was always 5 – 10 years until a couple of years ago when some contractors started offering an unprecedented 25-year workmanship warranty. This is a good thing, right? On paper…sure.

Compete only to Beat

With over 35 years in the solar industry, it’s fair to say we’ve seen a lot of solar installers come and go; especially in the last five years. The go-ing usually brings with it a slew of phone calls to our service department as solar system owners panic about no longer having their contractor around to honor the workmanship warranty; particularly those looking to resolve existing issues. Ironically, these are sometimes homeowners that chose the contractor over us due to a workmanship warranty of shorter duration. We have stuck with the industry-standard of 10 years, whereas some other installers have increased to 25 years to match the manufacturer warranties.

So, the big question – and the reason for this current article is – Why? If some of our competitors are offering a 25-year warranty – why don’t we? Seems only natural, given the fact that we’ve been in business for longer than 99% of them – greatly increasing the probability that we’ll be around to honor an extended workmanship warranty.

The Big Answer (in two parts)

  1. We’re keeping it Real: Understandably, a 25-year workmanship warranty is attractive to a homeowner because – by design – it matches the 25-year solar panel warranty. This does not change the fact that a workmanship warranty exists entirely independent of the installed equipment warranty(s). A contractor’s history, fiscal health and future plans have little or nothing to do with the equipment warranties. Given this, we avoid inflating the language in our contracts to provide misleading comfort to a home or business owner, with the sole purpose of beating out the competition at contract-signing time.
  1. We’re still keeping it Real: Of all the orphaned solar projects we’ve come across – we cannot cite a single known instance where a homeowner has taken legal action over an abandoned workmanship warranty item; simply not worth the court fees or the hassle. Most exert their energy on finding a contractor who will fix the problem as soon as possible and get their solar system restored to full working condition. Hence, the true value of the workmanship warranty is contractor integrity and the likelihood of whether they both intend to and will remain in business to honor their contractual agreement. For most solar contractors, the standard ten-year commitment reflects a realistic forecast of longevity and commitment; avoiding the temptation to head off into fairytale land in order to beat-out the competition.
Residential Solar Panels, Solar Service
Written by Lisa Walsh

Diagnosing and Preventing Critter Damage to Solar Panel Arrays

Solar Service ,Home Solar Panels It’s no secret that hundreds of thousands of homes have installed roof mounted solar panels, with that number increasing with each passing day. The upward trend brings increasing problems that arise when tech meets nature. In an acorn shell we’re talking critters who nest, feed, chew and live their critter lives in and around solar panel installations.

Which Critters?

Any animal that can fit under your array poses a risk to a solar installation. Pigeons and other birds looking for a warm/safe place to build nests may do so under a solar array. This doesn’t usually cause any malfunction to the system. However, water build-up and bird waste may cause minor roof damage and may be more of a nuisance than anything.

Squirrels, mice and rats, on the other hand, can wreak havoc on a solar system. These members of the rodent-family have teeth that require filing down throughout the course of their lifetime. The wires, plastic connectors and small parts that run underneath the panels can be excellent teeth-filing equipment. We have seen squirrels chew the outer plastic covering of wires, as well as penetrate junction boxes on the back of panels and chew into the solar panel interiors. This type of damage will cause panels and even whole systems to cease power production.

Solar Service, Home Solar Panels ,Washington DC SolarWho’s at Risk?

Any solar system can be susceptible to critter damage. However, those most at risk are usually systems that are in wooded areas; particularly where tree branches extend close to the rooftops, allowing easy access for squirrels to make the jump from branch to solar system array. Although many homes and businesses fit this description, it’s also worth mentioning that for every critter complaint we’ve had – there are 20 or 30 more systems that have had NO issues with critters. However, it’s also worth mentioning that most of our customers are no more than 10 years into a 25 – 40-year solar system lifespan. Time will tell what the probability of critter-damage risk over a system’s lifetime will end up being.

Detecting and Diagnosing the Damage

Most solar system owners first become aware of a problem when their solar system does not seem to be producing as well as it used to. For homeowners with online monitoring, they may see that a string of panels – or individual panels (in the case of those systems outfitted with a microinverters or optimizers) are no longer registering power output. Others may hear scampering around on their roofs and may notice their utility bills creeping up. That’s when they call our service department. Our technicians need to remove and inspect each panel, as well as their connecting cables, suspected of damage. In most cases, we can remediate the wire damage onsite without engaging the solar panel manufacturer for a replacement panel. Whether this takes removal of every solar panel, or just a few – depends on the extent of the damage or ability to detect the extent of the damage.

Home Solar Panels,Solar Service, InstallationInstalling Critter Guard

There are a variety of anti-small-animal solutions out there for solar systems designed to create a barrier around the perimeter of the solar system. We usually choose the one most compatible with your solar system; depending on the type of racking initially installed. Most critter guards are made of some type of strong steel-mesh screen and they do not require drilling into the roof.

One of our more popular systems, the aptly named “Critter Guard” employs clips that attach to the bottom flange of the module frame and have hooks to snap the screen into place. The clips are painted steel and can be snapped to the appropriate length to accommodate height variations so there are no small spaces that accommodate a small animal. The mesh screen is vinyl-coated steel, rigid enough to keep out even the most industrious squirrel.

Residential Solar Panels ,Solar ServiceCritter Guard is now a standard option that we offer to our customers and we strongly encourage it when the structure has trees that are encroaching on the rooftop. While the tree branches may not be close enough today to make contact with the roof, over time, if not maintained, they can grow out to become that ideal path to an appealing new nesting site.

What are the costs involved?

The costs are always less if you can prevent the problem in the first place. Adding Critter Guard at the time of installation typically costs from $500 – $2000 depending on the size of your system; but of course this cost is integral to the solar system so most tax advisors would agree that the 30% tax credit would apply.

The costs for any rodent damage remediation will depend on the extent of the damage. Critter damage is not related to defects in installation covered under our standard Workmanship Warranty; neither will most solar panel/inverter manufacturers consider this damage a Material defect. Our service department charges Hourly-Time + Materials. These costs may range anywhere from $500 to $4000 for a mid-sized solar system including all remediation and installation of Critter guard to prevent further damage. We recommend inquiring with your home’s insurance agent to see if the costs can be covered under your homeowner’s insurance policy.

Solar Service ,Home Solar Panels
Written by Lisa Walsh

Poly Vs Mono Panels for Residential Solar Installations

IfSolar Service, Home Solar Panels,Commercial Solar Service ,Annapolis MD – like most educated consumers – you’re getting multiple quotes for your solar power installation, you’re probably having to compare between various equipment offerings by your solar vendors. Themostprominent of these offerings – both in terms of financial investment and warranty security –are the solar panels themselves.

Solar panels come in a variety of power ratings. For residential applications, the most popular panels today usually fall somewhere between 270 watts and 315 watts, with price points that usually increase with the wattage (in the standard size footprint). Less obvious, however, is the type of solar panel you may be asked to choose between.

In general, your solar quote will include a panel whose cells are made from crystalline silicon. Silicon is us

ed in solar panels not necessarily because it’s the most optimum semi-conductor available – but because of the extensive research on the processing and physics of silicon grown out of the integrated circuit industry. The processes used to access and arrange the silicon determine whether a panel is deemed to be

As the name suggests, monocrystalline panels utilize a single, continuous crystal structure in the processing of the silicon ingots from which the solar cells are made. It used to be that this high-grade silicon resulted in substantially higher efficiency rates than other solar panels. However, improvements to manufacturing in polysilicon processes have closed this gap significantly. Still, homes and businesses looking for the highest possible efficiency rating on a solar panel would likely choose a Mono panel.

The silicon ingots used for manufacturing the solar cells for Poly panels are manufactured by melting many fragments of silicon together to form the ingot. Because this results in many crystals in each cell, there is usually less freedom for the electrons to move. As a result, polycrystalline solar panels typically have lower efficiency ratings than monocrystalline panels.

Should I choose a Mono or Poly solar panel?

As with any choice it comes down to buyer preference:

Aesthetics: In general, Mono panels have more options if you are concerned with how your solar panels will look. If you want something low-profile; maybe a uniform, all-black aesthetic devoid of white lines, silver racking and diamonds – most manufacturers offer this aesthetic in a Mono panel. However, there are now a few poly panels available in all-black. For example, REC has a 280-watt poly panel on the market that is now available in all-black.

Cost:  Mono panels tend to cost more than poly panels. A small roof looking to get the highest possible solar fraction by going with a high wattage solar panel will most likely end up with a Mono panel as these include the highest wattage options (300w plus). However, if a homeowner has the roof space and is looking for the highest possible value, it may be most cost-effective expand the array by one or two more panels and go with a Poly. Many commercial applications utilize poly panels due to the focus on cost over aesthetics, particularly if the panels are not visible from the ground, due to a flat roof installation.

Performance:  Due to the amount of information out there disparaging efficacy of poly panels compared to monos, this is a subject worth broaching. It is true that under factory test conditions, poly solar panels tend to have slightly lower heat tolerance than monocrystalline solar panels. As a result, under high temperatures, poly panels would perform slightly worse than their mono counterparts. Heat can affect the production performance of solar panels and shorten their lifespans. However, this effect is minor, and most homeowners do not need to take it into account. This is evidenced by the standard 25 year manufacturer’s warranty is the same for both mono and poly panels.

Residential Solar Panels S,olar Service
Written by Lisa Walsh

Solar Financing via Maryland’s Be Smart Loan Program

Residential Solar ,Panels Solar ServiceSolar Energy Services, Inc. recently became an approved contractor with the Be SMART Home Loan Program. This State of Maryland financing vehicle offers unsecured loans of up to $30,000 at a 4.99% interest rate. Aimed towards Maryland residents looking to lower utility costs, improve energy efficiency and add value to their Maryland home. The following solar projects qualify:

Solar Electric (Photovoltaic) Systems

These grid-tied solar systems give homeowners the option of purchasing more than 25yr worth of electricity at a fraction of the cost of their “rented” utility rates. Systems are purchase outright, and are eligible for the multiple financial incentives currently available.

Solar Water Heating (Thermal)

These systems are entirely separate from solar electric (PV) systems. They are most cost-effective for a Maryland family of 4 or more who currently heats their home’s water with electric, propane or oil. They require a relatively small amount of roof space and the upfront investment is lower than solar electric.

What are the Loan Qualifications and requirements?

  • Maryland resident
  • Home Owner
  • Verification of income
  • Credit score over 640
  • Debt-to-income ratio below 50%
  • Completion of a home energy audit

There is up to $30,000 in financing available for eligible homeowners.

What other upgrades qualify for the Be Smart Loan program?

Other qualifying energy efficiency upgrades throughout the home could include: energy efficient roof replacement, geothermal system, air infiltration reduction measures, increased insulation, hot water system improvements, heating systems maintenance or replacement, programmable thermostats, ceiling fans, windows, doors, duct work and energy star appliance replacement.

Can any Contractor perform the work?

Contractors must be listed on the State of Maryland’s Approved Contractor List as found here: http://dhcd.maryland.gov/Residents/Documents/besmart/BeSMARTApprovedContractors.pdf

How do I Apply?

  1. 1. Schedule a solar site visit with Solar Energy Services, Inc.
  2. Submit the Be Smart Home Loan Application along with SES’s proposal of work to be performed
  3. Be SMART will processes your Home loan application. Approval is based on your proposal specifications, satisfactory credit and affordability
  4. Submit your Home Energy Audit from an Approved Contractor
  5. You receive Loan Approval along with the first of two project pay-outs
  6. Upon receipt of payment, your Be SMART Contractor, SES, moves forward with interconnection, permitting and subsequent solar panel installation.
  7. The final payment is provided by DHCD when the work is complete and a DHCD inspector confirms that the work meets specifications

MORE INFORMATION

CONTACT: BeSMART Home Loan Program

Community Development Administration

Maryland Department of Housing and Community Development

E: BeSmartHome.dhcd@maryland.gov​

P: 301-429-7402 ​​​​

Or

info@solarsaves.net

410-923-6090

Residential Solar Panels ,Solar Service
Written by Lisa Walsh

Question of the Day: Will the new Administration affect my Solar Incentives?

Should we be concerned about the new Republican Administration and the future of Solar Power?

Solar Energy, Residential Solar Panels ,Solar ServiceDue to its tremendous growth, popular appeal, and ever improving economics, solar power enjoys increasingly bi-partisan support on the Hill and in Governors offices around the country.  Due to this, we predict very little, if any, impact on solar growth from the current Administration and/or a Republican Congress.  To help explain this, let’s look at the three main drivers of successful solar economics for the typical solar consumer – Federal Tax Credit, SRECs, and cost of solar equipment:

Federal Tax Credit:  30% of system cost.  This has been an enormously successful tax incentive enabling wide scale deployment of solar on both a utility and distributed scale.  Economies of scale have helped to drive the cost of solar; while further increasing demand – allowing the solar industry to grow exponentially.  This has been applauded by both major political parties for the private capital investment opportunities and huge job growth in the solar sector.   In fact, the US solar industry currently employs more people than the US oil, gas, and coal industries combined.

The 30% solar investment tax credit (ITC) was extended by Congress (many of whom were Republican) in late 2015 and is designed to decline in future years to eventually fall back to a permanent 10%.  The ITC schedule from the December 2015 legislation is as follows:

2016 – 2019: The tax credit remains at 30 percent of the cost of the system. This means that in 2017, you can still get a major discounted price for your solar panel system.

2020: Owners of new residential and commercial solar can deduct 26 percent of the cost of the system from their taxes.

2021: Owners of new residential and commercial solar can deduct 22 percent of the cost of the system from their taxes.

2022 onwards: Owners of new commercial solar energy systems can deduct 10 percent of the cost of the system from their taxes. There is no federal credit for residential solar energy systems.

In a nutshell, most in the solar industry believe it would be political suicide for the majority of congressional representatives to vote for a repeal of this enormously successful Investment Tax Credit that is scheduled to decline anyway.  There are too many solar jobs and solar projects in Republican districts for the majority of Republicans to consider advocating for repeal.  The horse is out of the barn and solar is winning!

SRECs: Maryland and Washington DC offer Solar Renewable Energy Credits to solarized homes and businesses.  This is a State/District-mandated incentive that, if anything, shows signs of expanding among the 29 States that have currently adopted an RPS (Renewable Portfolio Standard).  This is largely due to the fact that State Houses wish to support the exponential renewable energy sector job growth amidst the scheduled, declining Federal Support.

Solar Technology Costs:  Advancing technology, manufacturing scale, high adoption rates, and investor confidence in solar technology continue to drive down solar project costs.  We don’t see this momentum changing anytime soon.

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