Home Solar Panel ,Solar Service
Written by Rick Peters

Peters’ Journey to Net Zero

Solar Service,Home Solar PanelsWhat Net Zero Meant for Us? Our Severna Park based, four-person family was looking to offset some of our home’s dirty energy, but we really did not have an expectation we could offset it all, but we had to start somewhere. We took our first step shortly after I joined the solar industry in 2008.

Low Hanging Fruit. In February 2009, we installed a 120-square foot solar water heating system to offset most of our water heating, and a small portion of our space heating for the first floor of our home. We saw big savings from this 3-panel system right away. Ever since, I enjoy the act of turning off the back-up water heating in April and leaving it off until almost October. For us, offsetting a dirty and expensive oil-fired boiler was the obvious low hanging fruit. We would later convert that remaining load to natural gas when the utility extended the pipeline to our home.

Solar Electric (PV) With the rest of the heat, A/C, and appliances all running off electric, it was time to look at the next opportunity. A few years later, when budget allowed, we decided to add a 5 kW solar PV system to our second story roof which faces SSE. My best determination was that we offset just over 40% of our electric load with that PV system. We were happy, but knew we’d want to find a way to get to NetZero eventually. , . I began to evaluate the remaining rooftops and consider what it would take to get us there. Solar panel efficiencies had improved a lot over the past several years so this reduced the remaining roof space we’d need to hit our goal

Phase 2 (PV). In the spring of 2016 we finished filling the balance of the south roof with some slightly higher wattage panels. As part of the same expansion, we added 24 relatively high efficiency panels to the E/W, low slope, rooftop of our one-story garage. We now had a total of 6.6 kW Equivalent of solar thermal and 13.8 kW of PV.

Not There Yet….We almost tripled our PV with the last upgrade and according to my calculations, this would get us to NetZero electricity. We’d know for sure by April, the annual true-up time frame for netmetering with BGE. When April 2017 came around, we were disappointed to come up a bit short (unfortunately, with a couple teenagers in the house, my usage predictions were a little off). Where do we go from here? I was not ready to put panels on the north roof, there had to be something available to us on the demand side.

Oops – More Low Hanging Fruit…One thing about Energy Efficiency, there’s always more opportunity. I had changed out many bulbs to LED over the prior several years, mostly through attrition, but I had not replaced any of the more than 2 dozen canister lights we had throughout the ceiling upstairs and down. Not only were these lights very inefficient, but the heat they generated in the summer was just adding to our air-conditioning load. We found the LED replacements on sale and replaced them all, as well as the remaining few incandescent lights in the house.

Commercial Solar Energy,Solar ServiceEureka. we have arrived!… In April of 2018 we received a $46 check from BGE for the annual overage from solar. With the kids heading off to college soon and a new refrigerator around the corner, I’m confident our checks from BGE will be getting bigger for the near future. At least until we purchase an electric car…

Residential Solar Panels S,olar Service
Written by Lisa Walsh

Solar Financing via Maryland’s Be Smart Loan Program

Residential Solar ,Panels Solar ServiceSolar Energy Services, Inc. recently became an approved contractor with the Be SMART Home Loan Program. This State of Maryland financing vehicle offers unsecured loans of up to $30,000 at a 4.99% interest rate. Aimed towards Maryland residents looking to lower utility costs, improve energy efficiency and add value to their Maryland home. The following solar projects qualify:

Solar Electric (Photovoltaic) Systems

These grid-tied solar systems give homeowners the option of purchasing more than 25yr worth of electricity at a fraction of the cost of their “rented” utility rates. Systems are purchase outright, and are eligible for the multiple financial incentives currently available.

Solar Water Heating (Thermal)

These systems are entirely separate from solar electric (PV) systems. They are most cost-effective for a Maryland family of 4 or more who currently heats their home’s water with electric, propane or oil. They require a relatively small amount of roof space and the upfront investment is lower than solar electric.

What are the Loan Qualifications and requirements?

  • Maryland resident
  • Home Owner
  • Verification of income
  • Credit score over 640
  • Debt-to-income ratio below 50%
  • Completion of a home energy audit

There is up to $30,000 in financing available for eligible homeowners.

What other upgrades qualify for the Be Smart Loan program?

Other qualifying energy efficiency upgrades throughout the home could include: energy efficient roof replacement, geothermal system, air infiltration reduction measures, increased insulation, hot water system improvements, heating systems maintenance or replacement, programmable thermostats, ceiling fans, windows, doors, duct work and energy star appliance replacement.

Can any Contractor perform the work?

Contractors must be listed on the State of Maryland’s Approved Contractor List as found here: http://dhcd.maryland.gov/Residents/Documents/besmart/BeSMARTApprovedContractors.pdf

How do I Apply?

  1. 1. Schedule a solar site visit with Solar Energy Services, Inc.
  2. Submit the Be Smart Home Loan Application along with SES’s proposal of work to be performed
  3. Be SMART will processes your Home loan application. Approval is based on your proposal specifications, satisfactory credit and affordability
  4. Submit your Home Energy Audit from an Approved Contractor
  5. You receive Loan Approval along with the first of two project pay-outs
  6. Upon receipt of payment, your Be SMART Contractor, SES, moves forward with interconnection, permitting and subsequent solar panel installation.
  7. The final payment is provided by DHCD when the work is complete and a DHCD inspector confirms that the work meets specifications

MORE INFORMATION

CONTACT: BeSMART Home Loan Program

Community Development Administration

Maryland Department of Housing and Community Development

E: BeSmartHome.dhcd@maryland.gov​

P: 301-429-7402 ​​​​

Or

info@solarsaves.net

410-923-6090

Residential Solar Panels, Solar Service ,Home Solar Panels
Written by Anonymous

SES Selected as Installer for Solarize Frederick County Initiative

Residential Solar Panels ,Solar Service ,Home Solar PanelsFREDERICK, MD: Today SES was informed by the Frederick County’s Solarize Committee that they were chosen to be the official Solar Water Heater installer for the Solarize Frederick County initiative.

The pilot program aims to increase installations of solar water heaters, as well as solar electric (PV), systems in Frederick County County.  The financial incentives include County grants and volume purchase agreements, in addition to pre-existing state and federal grants.  Astrum Solar were selected as the solar electric (PV) installer.

While funds last, all Frederick County residents are eligible to apply for the incentives that reduce the cost of a solar water heater (or solar electric PV system) by up to 85%.

Commercial Solar Energy Residential Solar Panels
Written by Rick Peters

SRECs in Maryland and DC

What Does the Future Hold?

Commercial Solar Energy, Residential Solar PanelsSolar Renewable Energy Credits (SRECs) have played a large part in the financing of solar energy systems in Maryland since the RPS (Renewable Portfolio Standard) was enacted in 2005. These market-based, tradable credits are the property of the solar system owner to resell, typically to brokers who bundle them for final resale to competitive energy suppliers in the interest of meeting their solar compliance goals. In Maryland (as well as Washington DC), these credits are generated by both solar electric (PV) and solar water heating systems.

The price of SRECs is supposed to reflect the over or under supply of these credits in the marketplace. Both Maryland and DC have very aggressive solar goals (2% by 2020 in MD and 2.5% by 2023 in DC) with steep adoption curves so we need lots of SRECs to meet compliance.

Maryland:

That said, the solar industry boomed for several years recently and we are currently going into an oversupply phase in Maryland. This has the effect of pushing down prices on SRECs in the near term.   There are many contributors to the oversupply and the industry and legislators are frequently working hard to promote policies that help to smooth out the supply, but in the end, SRECs are a market mechanism that is subject to “animal spirits.”

As solar prices decline it is fitting that SREC prices are declining too – after all, we should need less incentives as solar costs come down to “grid parity.” When Maryland’s SREC market was conceived, the designers planned for a declining value as more solar got on to the grid. In fact, the Alternative Compliance Payment (ACP) schedule – the amount energy suppliers have to pay if they cannot buy SRECs – is designed to decrease over time. The ACP is considered to be the maximum that an SREC would cost in a rational market. Recently SRECs have traded on the order of 35% of the ACP, but as high as 75% a few years ago. In Maryland, the ACP is scheduled to drop from $400 to $350 in 2015 and then down to $200 in 2017, $150 in 2019, and so on.

DC

Washington DC is a different market and one that is much better insulated from the shocks of large utility scale systems that flood SRECs onto the market. The sheer geography in DC does not lend itself to 10 MW solar farms and thus the SREC supply curve is a little smoother due to the requirement being fulfilled primarily with many smaller systems. As a result, DC SRECs have shown more consistency and maintained a higher price, benefitting system owners and prospective system owners.

What now?

Regardless of the trends for solar return on investment (ROI), we all want to maximize our incentives for our own benefit. SRECs are no different. While there are many more new solar customers every day, there are also many solar system owners now approaching the end of 3 or 5 year SREC contracts (aka “strips”) and they too need to decide how to proceed going forward. Do I want to sign up for another strip (3 or 5 year term contract) and accept a large discount on my SREC price for that price security or do I want to maybe float with the market for a while? I’ve got no crystal ball, but I do know that there are many efforts underway in Maryland, some legislative and some not, to help to smooth the SREC supply and thus maintain a reasonable value for SRECs to continue to help incentivize solar. For that reason, I believe we will see some recovery of SREC prices in Maryland in the next year or two and thus maybe it is better to hold off on a term contract. In DC, I would personally opt for more surety and take a term contract with the discount price, but that is my risk averse nature. Others might like to bear more risk and float in hopes of higher SREC values in the future.

Either way, we are lucky to have these incentives in Maryland and DC. They are working to increase solar installations and jobs and they are also helping to drive down the installed price of solar in our region.

Commercial Solar Energy, Residential Solar Panels ,Solar Service
Written by Lisa Walsh

Going Solar? Top 10 Things to Consider…

SES gives the skinny on going sunny

  1. Commercial Solar Energy ,Residential Solar ,Panels Solar Service1. Cut your Energy Losses
    In most homes, heating and cooling accounts for the most energy usage. Regardless of where your energy is coming from; gas, coal, solar, electric, wind, etc. a homeowner’s first consideration is to reduce the loss of incoming energy:
    • Replace old windows and doors with Energy Star products. This can reduce energy consumption by 7 – 15%.
    • Seal up any air leaks throughout the house, attic and basement.
    • Insulate! This blocks air loss in the winter and preserves cool air in the summer.
  2. Consider those Big Appliances
    Refrigerator:
    Keep the condenser coils clean. Keep refrigerator away from oven/washer/dryer and other heat producing appliances. Place with consideration to air circulation.
    Stove: Remember that gas is generally a more cost-effective choice than electric.
    Attic Fan: An excellent way of pushing hot air outside in the day, and drawing cool air at night.
  3. Need a new roof?
    If you think your roof may need repairing or replacing within the next 5 or so years –it may be worth replacing before the solar panels are installed. If you’re on the fence about replacing your roof prematurely, remember that installers such as SES do provide a Remove and Reinstall service where, for a reasonable fee, the panels will be safely removed then re-installed after re-roofing.
  4. Small Bite or Full Monty?
    Just about every solar energy company sells and installs Solar Electric (Photovoltaic) systems. However, solar water heaters are an entirely different type of solar panel and not every solar company installs them. Thus, not every solar company is likely to tout the cost-effectiveness of this mature technology. Solar water heaters require only a fraction of the roof space (and often a third of the cost) that a solar PV system requires. For a family of four, currently using electric to heat their home’s water – solar water heating may provide the biggest bang for your solar buck, providing around 75% of a home’s annual hot water. However, a family of two heating their water with gas may consider investing in a solar electric (PV) system sized for their usage. Insofar as solar electric (PV), many homeowners cover 60 – 100% of their electrical needs from solar. Some choose to offset as little as 25% and opt to add panels as their budget allows.
  5. READ your Energy Bill
    For electricity, your energy bill should tell you how many kilowatt hours you use per year. This is an important number as you generally do not want to install a system that will exceed your annual consumption. Experienced installers can help you assess this, but a good rule of thumb is to divide that number by 1200kwH and that will tell you the approximate max sized PV system you should consider. That will be represented in kW – probably something like 8 to 10 kW if you are an average consumer. If you heat your water with electric, then solar water heating should absolutely be considered first.
  6. Best way to pay for your solar system
    The beauty of an increased popularity in solar is that there are a number of ways a homeowner can finance their project. Without question, whether immediately or over time, Solar Power is far cheaper than your Utility bill.

Payment plans range from No-Money-Down leasing options to initial investments ranging from $2000 – $50,000 depending on your energy usage and type of solar system. Thanks to current financial incentives, many Marylanders receive over 50% of their upfront investment back the first year. Some of our customers have transferred funds from low yield CDs and even borrowed from 401ks in order to fund their higher-return solar investment. Other homeowners have no interest in ROI’s and fund-juggling and simply want a lowered electric bill/carbon footprint. Thankfully there is a wide variety of financing options available.

  • Know YOUR solar energy tax credits, grants and incentives
    Any solar salesperson worth his/her salt will visit your home with full knowledge of the available financial incentives for your state and county. For example, an Anne Arundel County resident has the good fortune of FOUR different financial incentives (for both PV AND solar water heating) that combine to offer a huge discount on their system. Acclimating yourself to current incentives for your county will help the sales process be much more informative for you. Every solar homeowner is eligible for a 30% Federal Tax Credit. Then SRECs (solar renewable energy credits), state grants, county tax credits differ across the region.
  • Solar Panel Placement
    Whether solar water heating or solar electric (PV), a south facing shade-free roof provides optimum conditions for solar panel placement. However, any shade-free roof – including East and West orientations provide excellent rooftops for solar panels. The number of panels installed depends upon system size, roof space and budget. Homeowners with a good amount of spare land may also consider ground-mounted systems, some of which offer solar tracking options where panels are mounted to motorized pole that literally follow the sun, improving solar efficiency by 40 – 45%.
  • How many solar panels on the roof?
    Insofar as solar water heating, a shade-free area of 64 square feet is typical to house two 4′ x 8′ solar thermal panels (sized to provide a family of four with around 75% of their annual hot water load). Most solar electric (PV) panels measure 3′ 6″ x 5′ 6″. So, a roof that is 30′ wide by 14′ from gutter to ridge will fit two rows of 9 panels. An experienced solar designer will get precise roof measurements and ensure the panels are placed in the most space-efficient and visually appealing design.
  • Choosing a solar energy installer
    Of course, the author of this blog would like to gleefully exclaim, “Choose Solar Energy Services!”. However, most educated consumers know that the best way of finding the best fit for an installer comes from shopping around for the popular 3 proposals/estimates. There are a lot of solar installers our there in today’s market. Some considerations:

 

Time in the Business: This matters. Obviously the more systems a licensed installer has installed – the more experience they’ve gained – and the more they’ve refined their installation technique. Just as important, however, is the question of whether the installer will be around in 5, 10 or 15 yrs when perhaps the incentives for solar have declined. An older company is likely to have deeper roots in the industry regardless of current solar trends and incentives. You want your installer to be around for the life of your system, 25 – 35 yrs plus. This narrows the field considerably.

Service Department: Solar Water Heaters require a 3 – 5 yr simple service visit. Does the installer provide this service?

All Options on the Table: A company who offers both leasing AND upfront purchase will likely lay ALL your options out on the table. This also goes for installers who offer both solar water heating AND solar electric.

There should not be a charge associated with a site evaluation of your home for solar energy. This is a necessary part of the sales process and should take place before the cost estimate/proposal is presented.

Happy Solar Shopping!

Commercial Solar Energy ,Residential Solar Panels ,Solar Service
Written by Lisa Walsh

Solar Energy Costs Likely to Rise

The solar clock is ticking – don’t wait for solar energy costs to come down

Commercial Solar Energy, Residential Solar Panels ,Solar ServiceThe installed cost of a solar electric system has come down dramatically in the past several years – by 50% in most cases. However, homeowners considering investing in solar would do well to act sooner rather than later. Declining financial incentives and the threat of increasing panels costs (due to US tariffs on chinese solar panels), mean that the cost of solar energy could start to go up very soon.

SOLAR ELECTRIC (PV)

Whole house solar electric systems are being installed every day in Maryland. The system can be sized to offset some or most of a home’s electricity bill and are grid-tied; the homeowner’s utility-provided energy is still readily available for them in times of no-sun. Also, when there is more sun than needed – the extra energy serves to turn the homeowner’s meter “backwards” – crediting their utility account. Current grants and tax credits, coupled with unprecedented low solar panels costs, means that most of the solar electric systems currently installed pay for themselves in around six years and are warrantied for 20 to 30 years. That’s 20 to 30 years of ZERO rate increase.

TYPICAL 5kW SOLAR ELECTRIC SYSTEM

  • Estimated System Cost $21,000
  • Federal Tax Credit $6,300
  • MD State Grant $1,000
  • AA County Property Tax Credit @ 75% $1,875
  • SREC Payments* $6,700
  • Total Incentives $15,875
  • Net Cost to Homeowner $5,125
  • Payback in Years 5 – 7yrs
  • 25yr Annual Energy Savings +$800 per year

SOLAR WATER HEATERS (thermal)

The solar panels used to heat a home’s water for laundry, showers etc. are entirely different from those used to provide electricity. They require much less space and are substantially less expensive. A solar water heater sized for a family of four provides 75% of the home’s annual hot water load and CAN PAY for itself in around 3 years.

Again, this is a system slated to last 20 to 30 years. Gas or electric is used as a back-up system.

TYPICAL 4-PERSON SOLAR WATER HEATING SYSTEM

  • Estimated System Cost $9,000
  • Federal Tax Credit $2,700
  • MD State Grant $ 500
  • AA County Property Tax Credit @ 75% $1,875
  • SREC Payments* $3,200
  • Total Incentives $8,275
  • Net Cost to Homeowner $725
  • Payback in Years 1 – 4 yrs
  • 25yr Annual Energy Savings +$400 per year